Stablecoins as a Remedy for Hyperinflation

BTC/USD

Key zone: 83,500 - 87,000

Buy: 87,500 (after retesting the 90,000 level) ; target 90,000-93,500; StopLoss 86,500

Sell: 82,500 (on strong negative fundamentals) ; target 80,000-78,500; StopLoss 83,500

In economies with chronic inflation and strict currency controls, stablecoins are no longer part of crypto speculation — they are gradually turning into a tool for basic financial survival.

Where the national currency rapidly depreciates and access to physical dollars is limited, digital dollar tokens take over the functions of value storage and payments.

For citizens of unstable economies, the priority is not yield, but preservation of purchasing power and operational access to money. Highly volatile tokens are unsuitable for everyday payments and short-term savings (just look at what happens to Bitcoin), while stablecoins allow value to be fixed in USD without involving the banking system.

Physical dollars formally serve the same purpose, but in practice they often come with problems such as:

• currency controls;
• withdrawal limits;
• cash shortages;
• unstable exchange rates;
• political, technical, or other sanctions.

All of this makes cash dollars expensive, inaccessible, or inconvenient. Most often, the official exchange rate diverges significantly from the market rate, and cash operations move into the “shadow” economy.

Stablecoins remove part of these barriers: no bank account is required, transfers are peer-to-peer, and payments function within a global network without reliance on local financial infrastructure.

In other words, value can be stored in dollars and payments can be made even where the banking system fails to perform basic functions.

By 2025, the total market capitalization of stablecoins approached $300 billion — their use has long moved beyond crypto trading. More than 30% of all cryptocurrency transactions are now conducted in stablecoins, and a significant share of this volume originates from countries with currency instability.

Under such conditions, digital dollars act not as an investment instrument, but as a technical solution to the problem of access to stable money.

Countries Where Stablecoins Are Embedded in Economic Reality

Venezuela

Years of hyperinflation have effectively destroyed trust in the national currency. The country ranks among the global top 20 in crypto adoption, and on a per-capita basis it ranks even higher. A significant share of activity takes place not on centralized exchanges, but on P2P platforms.

Salaries are paid in USDT, it is used for purchases and business settlements — digital dollars effectively function as a parallel payment system.

Argentina

Stablecoins emerged as a response to capital controls and chronic peso devaluation. About 18% of the population uses cryptocurrencies — one of the highest levels in the region. Local platforms integrate stablecoins into payment services, e-commerce, and savings products.

Nigeria

The state-backed digital currency eNaira failed to achieve mass adoption, after which a regulated private stablecoin, cNGN, pegged to the naira, was launched. Its introduction under financial regulator supervision was an attempt to create an alternative blockchain-based payment instrument better adapted to the needs of businesses and households.

The growing popularity of stablecoins does not eliminate macroeconomic imbalances. They do not replace structural reforms, do not stop inflation, and do not fix public finances. A significant portion of retail crypto activity is concentrated precisely in stablecoins rather than BTC.

However, at the household and small-business level, they represent a functional adaptation mechanism, allowing losses from devaluation to be reduced and inefficient payment systems to be bypassed. This trend is reinforced by a high share of unbanked populations and expensive cross-border transfers.

At the same time, a new infrastructure layer is emerging: stablecoin-linked cards, partnerships with global payment networks, and instant cross-border transfer services with minimal fees. This gradually blurs the line between traditional finance and blockchain infrastructure.

So we act wisely and avoid unnecessary risks.

Profits to y’all!